Let me take this opportunity to wish everyone a Happy Diwali and Kali Puja. May the festivals bring prosperity to your families and protect them from all evils.

Diwali, known as the “Festival of Lights,” and Kali Puja are two widely celebrated festivals in India that embody the victory of light over darkness. While Diwali is celebrated nationwide, Kali Puja holds particular significance in Bengal, Odisha, and Assam, where people worship Goddess Kali as a symbol of strength and the destroyer of evil. Both festivals have profound cultural and spiritual meanings and revolve around themes of light, renewal, and unity.

Beyond rituals and traditions, women have a special significance in both the festivals. In Diwali and Kali Puja, light is not just about lamps or candles. It symbolizes hope, love, and unity. Women, by their actions, embody this light. Through their efforts, they make their homes warm and inviting, create spaces for prayer and reflection, and nurture bonds within the family. Their role is often quiet but deeply impactful, as they hold together the essence of these festivals.

In Diwali, during which many also perform Lakshmi Puja, they embody resilience, kindness, and empathy, qualities that contribute to a prosperous home environment. Their nurturing presence brings emotional stability, creating a space where family members feel supported and valued. This nurturing extends beyond Diwali, as women foster a positive, compassionate, and balanced environment throughout the year.

Going beyond their family, even for society, women often take the lead in these acts, whether by organizing donations of food, clothing, or essentials or volunteering in community kitchens. This aspect of the festivals extends the spirit of light and goodness beyond the family to the larger community. Women’s contributions demonstrate the value of kindness and compassion, creating a sense of shared humanity and reinforcing the idea that light should be spread to everyone.

The worship of Kali during this festival underscores the idea of women as empowered guardians who stand against all forms of negativity to safeguard their loved ones. Goddess Kali’s image, with her fierce demeanor and protective stance, reflects qualities often mirrored by women within the family. Just as Kali vanquishes darkness and obstacles, women often confront challenges to ensure the well-being of their families. Their strength is physical, emotional, and mental, as they provide stability, wisdom, and resilience.

Therefore, both festivals celebrate women’s inherent strength, resilience, and ability to bring light into dark times. Women are celebrated not only as caregivers but as powerful protectors of family and values.

 



It is important to be critical of our business decisions, even if we have arrived at the decisions through teamwork. This is because, while teamwork has its merits, one of its biggest pitfalls is “groupthink.”

Groupthink occurs when a team becomes so homogenous that it makes decisions without critically evaluating alternatives. This can lead to poor decision-making and missed opportunities. It typically happens in a team that is so cohesive that it stops challenging the ideas of its members.

A diverse management team, by nature, is less likely to fall into this trap. Different viewpoints force the team to challenge assumptions, question the status quo, and explore all possible solutions before making a decision. By fostering an environment where differing opinions are valued, a diverse management team can avoid the pitfalls of groupthink and ensure that decisions are balanced.

Diversity in management refers to having leaders and decision-makers from various backgrounds, including race, gender, age, culture, education, and experience. It isn't just about ticking boxes. It’s about fostering a team with varied perspectives and experiences to approach problems and opportunities with a balanced mindset.

A team with diverse members brings a broader range of views to the table. When everyone has the same experiences or backgrounds, they are more likely to see issues the same way. However, a diverse team will look at problems from different angles. This variation helps identify potential risks, opportunities, and solutions others might miss.

For instance, someone from a technical background might focus on functionality, while another from marketing might concentrate on customer appeal. Together, they balance product development with customer satisfaction, leading to better decisions.

By keeping groupthink at bay, diverse teams are more likely to foster innovation, leading to new products, services, and business strategies. Different backgrounds lead to different ways of thinking. People from various cultures, educational backgrounds, or personal experiences bring fresh ideas to the table. They see opportunities others might miss, think of unconventional solutions, and challenge the status quo.

Customers are diverse, coming from various backgrounds, cultures, and demographics. A management team that mirrors this diversity is better equipped to understand and meet their needs. They can anticipate customer preferences, address concerns more effectively, and create products or services that cater to a broader audience.

For example, a management team with diverse cultural backgrounds will be more sensitive to cultural differences in consumer behavior, allowing the company to adapt its strategies for various markets. This results in better customer satisfaction and loyalty, contributing to the business’s overall success.

Some leaders are task-oriented, focusing on processes and results, while others are people-oriented, emphasizing relationships and team well-being. A diverse management team combines these leadership styles, ensuring a balanced approach prioritizes the bottom line and employee satisfaction.

For instance, during a crisis, a task-oriented leader may focus on solving the problem quickly, while a people-oriented leader may focus on maintaining team morale. They ensure the task is completed and the team remains engaged, creating a balanced management approach.

Diversity in management isn’t just nice to have; it’s a strategic advantage. By bringing together leaders with different backgrounds, experiences, and perspectives, companies can foster innovation, make better decisions, and create a more inclusive workplace. This leads to a balanced approach to management, where different viewpoints are valued, and decisions are made with a broader understanding of the challenges and opportunities at hand.

And most importantly, groupthink!!!


 

As the grand festivals of Durga Puja and Laxmi Puja end, I extend my warm wishes to you and your families. These festivals hold a special place in our hearts: the first symbolizes the triumph of good over evil and the second brings the blessings of prosperity, wealth, and wisdom. In this spirit, I want to reflect on the significance of these celebrations and our work at VFS Capital, which connects deeply with the mission of empowering women.

Subho Bijoya, marking the conclusion of Durga Puja, reminds us of the eternal fight between good and evil. Devi Durga, a symbol of strength and protection, embodies the resilience and power of women. But even as Durga defeated the forces of darkness, we must see that our country stays committed to empowering women to overcome the challenges of poverty, lack of opportunities, and financial constraints.

Often the backbone of families and communities, women are nurturers and powerful changemakers when given the right support. Like the divine energy of Goddess Durga, the strength that women possess is transformative. As I wish Subho Bijoya to all, let us vow to continue this celebration of the inner strength of women, reminding us that anything is possible with the right support.

On Laxmi Puja, we honor Laxmi, the goddess of wealth and prosperity. For centuries, she has been worshipped as the source of abundance and success. However, wealth is not just about money—it’s about creating opportunities, securing a future, and fostering well-being. For women, financial independence is a key element of true empowerment. At VFS Capital, our goal has always been to provide women with access to financial resources and to create wealth for themselves and future generations.

Through microfinance, we help women become financially independent, manage their own businesses, and improve their social standing. When a woman gains financial control, the benefits ripple outward to her family, children, and community. It is an investment in future prosperity, much like the blessings of Goddess Laxmi.

At the core of microfinance is the belief that financial inclusion can transform lives, particularly for women. Many women lack access to formal banking systems, especially in rural and underserved areas. This leaves them vulnerable and dependent on others for their financial needs.

Our work aims to break that cycle.

We believe that every woman, no matter her background, has the potential to achieve great things. By providing small loans, savings opportunities, and financial education, we enable women to take control of their economic future. These small yet impactful steps can lead to significant changes—whether it’s starting a business, sending their children to school, or investing in their family’s health.

Empowered women can make informed financial decisions, improve their households’ living standards, and contribute to the overall development of their communities. In a way, the success of each woman is a reflection of the prosperity that Goddess Laxmi symbolizes.

Traditionally, these festivals have never been just cultural celebrations—they also remind us of our shared mission. Durga Puja celebrates the power of women, and Laxmi Puja reminds us of the importance of prosperity. Together, they align perfectly with VFS Capital’s mission of women’s empowerment through microfinance.

In the communities we serve, we witness firsthand how access to financial services can change lives. Women who were once hesitant to take loans now run successful businesses, contribute to household incomes, and become role models for others. These success stories are a source of immense pride for us and reaffirm our belief in the power of microfinance to create lasting change.

Yet, there is still much work to be done. Millions of women are still waiting for opportunities to transform their lives; our responsibility is to reach them.


Wishing all a Subho Durga Puja. As we get into the festivities, I wonder about the qualities of Maa Durga that we find in new age women.

Devi Durga, one of the most revered deities in Hinduism, symbolizes power, strength, and protection. Her various aspects and attributes can be seen in many women. These attributes are more relevant today than ever as women navigate multiple roles, responsibilities, and challenges.

Devi Durga is known as the embodiment of Shakti, the divine feminine power. She represents strength in both physical and mental forms. New age women often mirror this attribute in their everyday lives. Women display immense strength, whether managing a household, excelling in a career, or overcoming societal barriers. They handle multiple responsibilities and rise above challenges, demonstrating resilience. Like Maa Durga, they show that strength comes from within and can be harnessed in different ways.

Durga is often depicted slaying the buffalo demon Mahishasura, symbolizing the victory of good over evil. This act requires tremendous courage. On the same note, new age women show bravery in various aspects of life. Whether it's standing up against discrimination, abuse, or inequality, or taking bold steps in their personal or professional lives, courage defines them. Women today are increasingly speaking out against injustice and making their voices heard, just like Devi Durga.

While Ma Durga is fierce and powerful, she is also compassionate. She protects her devotees and nurtures them with care. In the women of recent times, this attribute is visible in their roles as caregivers, friends, mentors, and leaders. Women juggle nurturing relationships and careers, displaying both strength and compassion. Whether as mothers, partners, or colleagues, they show empathy and kindness, making the world a better place.

Durga’s determination in her battle against Mahishasura symbolizes relentless focus and purpose. New age women embody this by pursuing their goals despite challenges. In a world where women regularly face obstacles like gender bias or inequality, determination helps them achieve success. Whether in academics, careers, or personal growth, women today are more determined than ever to break barriers and prove their worth. They stay focused on their goals, much like the Devi in her quest to defeat evil.

Devi Durga’s multiple arms, each holding a different weapon or tool, symbolize her ability to perform many tasks simultaneously. Women are similarly multitaskers, handling various roles in society, at work, and home. They are daughters, wives, mothers, professionals, and leaders, often balancing these roles simultaneously. Women today must constantly adapt to different environments and responsibilities, managing their time and energy efficiently. Like Maa Durga, they achieve harmony despite the many demands of their time.

Ultimately, let us remind ourselves that Maa Durga embodies wisdom, awareness of the greater cosmic balance, and the need to restore harmony. Increasingly women also display wisdom through their knowledge, education, and understanding of the world. In many cases, they are at the forefront of movements for change, using their intelligence to advocate for progress in various fields, such as education, politics, and social justice. Women today are increasingly stepping into roles of leadership, where their wisdom plays a key part in decision-making and guiding others.

Despite all these, Devi Durga remains calm and composed, even in the heat of battle. She doesn’t lose her grace or poise. Women demonstrate this quality by staying calm and collected in difficult situations. Women often maintain a sense of grace when handling crises at home or work, ensuring they can think clearly and act effectively. Staying composed under pressure makes them strong leaders and reliable community pillars.

New age women embody duality, just like Devi Durga, who shows a balance between her fierce warrior form and her nurturing, gentle side. They can be strong and assertive when needed but also soft and nurturing. This balance is crucial as women navigate different environments. At work, they may need to be firm to ensure their voices are heard, while at home, they may take on a gentler and nurturing role. The ability to balance these qualities makes them versatile and capable.

Whether fighting personal battles, advocating for change, or balancing multiple roles, new age women draw on the same divine energy that Durga represents.

In many ways, every woman carries a piece of Devi Durga within herself.


 Growing up in India, I have always been exposed to the resilience and strength of women in every sphere of life. From mothers who balance household responsibilities and parenting to career women and leaders in various fields, I have seen and heard stories of numerous women who have risen to lead from the front.

In my view, women lead with strength, grace, and resilience, and this is redefining the concept of leadership in India. Women today are bringing change to offices and transforming the narrative of leadership at homes and in communities. This change sparks a ripple effect, motivating other women to join the league.  

One of the key aspects of women leading from the front is their ability to break stereotypes. As discussed earlier, they infuse new qualities such as empathy, collaboration, and innovation into their roles. As a result, women are stepping into the shoes of CEOs, scientists, doctors, engineers, and entrepreneurs, bringing success to their respective industries.

Women leaders create pathways for future generations, inspiring them to dream big. Various mentorship programs offer young women leaders the guidance and support they need to advance their skills and fast-track their growth.

Women are gradually making their mark in every corner of India. From high offices to self-help groups, from rural entrepreneurs to environmental conservationists, the examples are endless. They remind me of the importance of taking initiative and building self-motivation, showing that women can and should lead from the front.

The emergence of women-leadership brings significant benefits to decision-making. Research reveals that their decisions can achieve better results. Further, prioritizing women's perspectives enriches the leadership landscape, paving the way for a more inclusive society.

India today is slowly but surely transforming. With their determination, women take initiative and lead from the front at all levels. Whether it’s rural entrepreneurs or high-profile business leaders, women are rising, and their progress is inspiring thousands of other women from future generations.

I’ve learned from watching women leaders that solidarity is their greatest strength. And I firmly believe such leaders will bring us tremendous positivity and growth.

As we approach the festive season, what better example can we have than Devi Durga taking the lead in defeating the tyrant Mahishasura, who was creating havoc in all three worlds?



 


Innovation is the driving force behind progress across industries. Across evolving industries, one undeniable fact is that women leaders are at the forefront of driving innovation. They increasingly have become the pioneer in innovation, breaking barriers and setting new standards.

Women leaders, with their unique leadership styles, perspectives, and modern viewpoints, are reshaping industries. Their commitment to social impact is a key factor in making these changes sustainable and effective. In India, women have demonstrated perseverance and leadership, inspiring others to lead and empowering them to stand on their own.

In this blog, I will explore the transformative role of women and the various initiatives that several organizations have implemented. These have enabled women to emerge as leaders, helping them contribute to the growth and success of diverse sectors.

Diversity is a powerful catalyst for leadership and innovation. With their fresh perspectives and problem-solving abilities, women enhance how challenges are addressed and lead to more innovative outcomes. Their focus on collaboration and varied perspectives drives innovation.

Women leaders often practice leadership styles that help boost innovation. Their empathetic approach creates a supportive workplace where team members not only feel motivated but are also appreciated. This encourages open communication and sharing of ideas, which are key to innovative thinking. With expertise and vision, they have led to innovative approaches boosting growth.

Further, women leaders often show resilience and adaptability, essential for navigating a constantly changing business landscape. Their ability to adjust and embrace change helps them guide organizations through uncertain times and drive innovation to meet new trends and challenges.

Despite their remarkable achievements, women leaders often face challenges in the workplace, including gender bias and unequal opportunities for advancement. However, these challenges present opportunities for growth and change. By addressing these challenges and providing support, organizations can unlock the full potential of their female leaders and drive sustainable innovation.

Women will continue to play a pivotal role in shaping the world through innovation. Their groundbreaking ideas and inclusive practices set new standards for every industry, create new opportunities, and inspire the next generations. By embracing diversity and supporting women leaders, we can ensure that innovation remains at the forefront of progress and success.

Women leaders are not just participating in the innovation landscape but leading it.


 


Empathy is one of the most powerful traits in leadership today, and women often excel in this area. Leading with empathy involves understanding the emotions, concerns, and perspectives of others and making decisions that take these feelings into account. It is not just about being kind or sympathetic; it's about connecting with people on a deeper level to create strong, collaborative environments. With their unique life experiences and often heightened emotional intelligence, women naturally develop the ability to lead with empathy.

Leadership is evolving from the traditional model of authority and command to a more inclusive and understanding approach. Empathy is now recognized as a fundamental skill in effective leadership. It improves communication, builds trust, and cultivates a positive work culture. Women, with their tendency to listen more, understand different perspectives, and ensure all voices are heard, play a significant role in this shift.

Women are often credited with higher levels of emotional quotient or EQ, which includes self-awareness, self-regulation, motivation, empathy, and social skills. Women tend to be more attuned to their emotions and those of others, allowing them to lead with a balanced and thoughtful approach. Leading with EQ means recognizing what needs to be done and how to motivate and inspire people to get it done. Women leaders can read the emotional climate of a room, sense when someone is struggling, and adapt their leadership style accordingly. This adaptability is key to creating a resilient and high-performing team.

Contrary to the misconception that empathy leads to ‘soft’ leadership, it often results in better decision-making. Empathy enables leaders to understand the broader implications of their decisions on their team members, customers, and other stakeholders. Women who lead with empathy are more likely to encourage feedback and promote open communication. This leads to a more informed decision-making process, where leaders can weigh the pros and cons with a deeper understanding of how their choices will impact others.

Trust is a cornerstone of effective leadership, and empathy is one of the most important tools in building that trust. In times of crisis or change, trust becomes even more important. When employees feel understood and valued by their leaders, they are more likely to be loyal, engaged, and committed to their work. Women who lead with empathy create environments where people feel safe to express their ideas, concerns, and emotions. This open and trusting environment leads to higher levels of collaboration, innovation, and overall job satisfaction.

Empathy plays a critical role in fostering inclusion and diversity within organizations. Empathetic leaders, by understanding the experiences of others, are better equipped to advocate for policies and practices that promote diversity and inclusion. They can identify and remove barriers that certain groups may face, creating a more inclusive workplace where people from all walks of life can thrive. This leads to a more dynamic and innovative organization, inspiring others to follow suit.

Leaders with empathy become role models for future generations of leaders. By demonstrating that empathy is not a weakness but a strength, they challenge traditional notions of leadership. They show that it is possible to be compassionate, effective, understanding, and decisive. This has a profound impact on the way leadership is perceived and practiced in society.

Leading with empathy has far-reaching effects beyond the workplace. Empathetic leaders are more likely to make decisions that benefit society as a whole. Women who lead with empathy often champion causes related to social justice, equality, and community well-being. Their leadership extends beyond their organization and influences the broader community.

Empathy in leadership also helps to break down societal barriers. When leaders show empathy, they affirm that leadership is not just about power or control but connection, understanding, and support. This has a ripple effect, encouraging others to lead with the same values and fostering a more compassionate society.

 


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