As I move on to the ‘S’ segment of the ESG blog, I would like to acknowledge this segment as the most significant factor for screening any company’s potential. A society, simply put, is a circle of individuals coexisting based

In this blog, I shall focus on the ‘E’ factor of ESG. The environmental criteria are set based on how the operations have an impact on nature and natural resources, both directly and through its ancillaries. Managing environmental risks is

After I wrote the last blog on ESG, a few came back asking me for further clarity on the two terms used frequently by corporates whenever they talk about sustainability — CSR and ESG. CSR or Corporate Social Responsibility is

The recent buzz that we are hearing often in the corporate world is that of ESG or environmental, social and governance. Compliance with ESG goals is becoming extremely important, not only for statutory reasons but also to showcase the responsibility

As I start writing the second part of the blog, focusing on cryptocurrency, let me start with a disclaimer that I do not want to influence your investment decisions in any way. Neither do I endorse, nor am I opposing

In my last blog on financial trends, I deferred the discussion on blockchain and cryptocurrency, as, I felt, it needs some elaborate explanation for those who are not intrinsically associated with the financial industry. These are two terms that have

Till around a few years back, before we adopted digital technology on a mass scale, financial discussions were restricted to those who had a formal education. Financial institutions were extremely scared of connecting to the rest of the world. There

We keep discussing the digital transformation of micro-enterprises. But most of the time the discussion stays confined to the go-to-market strategies. I feel digital transformation can have a much larger purview. First, we should look at how digital solutions can

Whenever we discuss innovations in business forums, we tend to discuss large businesses. Maybe that is because most of our exposure to business is oriented toward urban enterprises. But the level of innovation that I come across while interacting with

While checking out the blogs published on the Harvard website, I came across an interesting one that referred to a study on the relationship between a woman’s health and her employment status. The study was done through a survey of

The positives of operating with Joint Liability Groups (JLGs) go much beyond acquiring social collaterals from each other on microfinance loans. The demographic we deal with hardly gets the opportunity to go to any formal management school and learn how

Nowadays we celebrate our religious festivals with temporary installations (pandals) around us decorated in various themes, where the idol is worshipped in different forms, sometimes much different from the one we visualized through our mythology. There is even a carnival

When UNESCO included Kolkata’s Durga Puja in its Representative List of Intangible Cultural Heritage of Humanity in December 2021, it was the trigger for us to celebrate the festival on a grand scale for the first time since the COVID19

Over the weekend, while searching for a document, I stumbled upon an article about Kalpana Saroj and was reminded of her life story, the struggles that she had to go through in her early life after her father rescued her

There was a time when most workplaces banned social media and personal mailing systems because managers were worried about business information being leaked to rivals. Today, some managements still ban social media but this is to optimize bandwidth since most

A few years back, I was spending an evening with a friend when he narrated an amusing story. For his business, he needs to travel a lot and sometimes at short notice. On one such occasion, he did not get

I have come across many who are eager to jump into the world of entrepreneurship but hesitate to take the plunge as they are unable to figure out how to solicit business from a new prospect. This is not uncommon

Micro, small and medium enterprises or MSMEs and digital technology are among the biggest influencers in the Indian economy and will become unstoppable when they converge. If we go back a decade or two, MSMEs, other than those in tech-enabled

“Small business” —does the name indicate all that a small business truly is? The common perception that is attached to small businesses is that they are miniature versions of regular and large-sized enterprises. In an extension of the same assumption,

Time and again, I have highlighted the rising graph of entrepreneurship in India. The success of businesses at the grassroots has inspired ambitious persons across generations to become entrepreneurs. The glamour of business success can be enticing and often ends

There is a lot of discussion about employment opportunities for today’s youth. While it is important to plan around job creation, both in the public and the private sectors, the advent of automation, artificial intelligence, the Internet of Things, and

Micro, small and medium enterprises (MSMEs), in their quest to maximize profits, often end up ignoring one of the most essential contributing factors toward the success of a business—happy customers. The entire process of keeping costs low, increasing financial viability,

People are known to use the phrase “born leaders” as a compliment. One might wonder if leadership is, in fact, an inherent quality that people are born with and if it is a quality that is engineered into their genetic

Livelihood training remains an elusive concept in the areas where it should be most prevalent. Even in places where it is not an entirely foreign concept, livelihood training is often given a very restrictive meaning. On the other hand, livelihood

A collaborative relationship among SMEs would translate into multiple SMEs across different segments, strategically working in the pursuit of similar goals through their unique contribution and thereby empowering each other against the competition in the market. During testing times in

The crowd of budding entrepreneurs is growing fast as it has started becoming a more acceptable choice of career in society. The first image that pops in one’s mind when they imagine an entrepreneur, is a young, charming person with