Shabnam (name changed) had to suffer the pain of selling toys and snacks that she couldn’t afford for her child. The youngest in a household of five siblings and being the only daughter, one would have thought that life for

Appreciation vs. Reprimand: what increases performance?
Posted by Kuldip Maity on February 20, 2020
The carrot or the stick? What should one use to improve an employee’s performance? This question is as complicated as the chicken and egg conundrum. Let me start by owning up that I am yet to come across a universally

Microfinance Industry: the job creator
Posted by Kuldip Maity on February 13, 2020
Development of self-employment and micro-enterprises, with the support of microcredit, makes it possible to transform the poor into wealth creators. Microfinance institutions know that their primary mandate is to raise the unbanked poor out of the depths of poverty. But

Supporting borrowers bring down NPA
Posted by Kuldip Maity on February 06, 2020
Ever wondered why the Gross NPA in the NBFC-MFI sector always comes out champs in relation to the other lending channels? The answer probably lies in the way lenders of various sectors engage with their borrowers. Even in FY2019, a
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