Demographic transition in India and the issues involved are no longer of just academic interest. The impact of transition is now being felt everywhere so much so that it has even cast its shadows on the poor households. To consider

Microfinance, financial inclusion, digitization – A new India
Posted by Kuldip Maity on July 13, 2018
Financial inclusion as a mission is at a crossroad. The equation that defines the process of inclusion is stated to be as follows Financial inclusion = financial awareness + access to finance. The roadblocks to the process of inclusion have

The poor needs insurance too
Posted by Kuldip Maity on July 09, 2018
In the literature dealing with poverty the proposition that the uninsured risk has significant welfare cost not just in the short run but also in the long run by perpetuating poverty has taken up almost an axiomatic character. The fact

Proper housing is also a financial shelter
Posted by Kuldip Maity on July 02, 2018
‘Roti, kapda aur makan’ was the original development slogan encapsulating the poverty alleviation programme in India. It has now changed to ‘bijli, sadak aur paani’. But the essence of the development strategy hasn’t really changed. What has changed is the
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