Historically informal money lending operations without legal supervision have been a major problem in India especially in the rural areas. The stories of how the poor rural folks have continued to suffer in the hands of unscrupulous money lenders have

Globally, not excluding India, the MFI intervention model rests on two principles. Providing access to finance to those who do not have access to the traditional channels and Empowering them to leverage the accessed fund gainfully and efficiently. This creates